The largest invention in India's banking industry is reportedly UPI. Banking transactions are now quicker and easier thanks to UPI. You can download and utilize any of the many UPI apps available on the market to make payments. According to NPCI's official data, PhonePe is the most popular UPI app in India, with Google Pay trailing closely behind. In March 2025, PhonePe handled 8,647.78 million transactions totaling Rs. 12,57,075.54 crore. In the same month, Google Pay handled 6,596.76 million transactions totaling Rs. 8,66,568.18 crore. Let's examine the performance of other UPI apps in March 2025.
| UPI Apps (Mar’25) | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Sr.No. | Application Name | Customer Initiated Transactions | B2C Transactions | B2B Transactions | Total | ||||
| Volume (Mn) | Value (Cr) | Volume (Mn) | Value (Cr) | Volume (Mn) | Value (Cr) | Volume (Mn) | Value (Cr) | ||
| 1 | Phone Pe # | 8,647.78 | 12,57,075.54 | 0.00 | 0.00 | 0.00 | 0.00 | 8,647.78 | 12,57,075.54 |
| 2 | Google Pay # | 6,596.76 | 8,66,568.18 | 0.00 | 0.00 | 0.00 | 0.00 | 6,596.76 | 8,66,568.18 |
| 3 | Paytm # | 1,221.12 | 1,32,912.04 | 0.00 | 0.00 | 0.00 | 0.00 | 1,221.12 | 1,32,912.04 |
| 4 | Navi # | 324.42 | 18,018.65 | 0.00 | 0.00 | 0.00 | 0.00 | 324.42 | 18,018.65 |
| 5 | super.money # | 171.75 | 5,933.08 | 0.00 | 0.00 | 0.00 | 0.00 | 171.75 | 5,933.08 |
| 6 | Axis Bank Apps | 20.26 | 5,015.47 | 125.50 | 4,948.62 | 0.01 | 2.43 | 145.78 | 9,966.53 |
| 7 | Cred # | 144.82 | 55,091.22 | 0.00 | 0.00 | 0.00 | 0.00 | 144.82 | 55,091.22 |
| 8 | Amazon Pay # | 111.06 | 10,606.66 | 0.00 | 0.00 | 0.00 | 0.00 | 111.06 | 10,606.66 |
| 9 | FamApp by Trio # | 89.94 | 1,099.28 | 0.00 | 0.00 | 0.00 | 0.00 | 89.94 | 1,099.28 |
| 10 | ICICI Bank Apps | 65.41 | 14,804.72 | 0.01 | 13.65 | 2.21 | 1,878.57 | 67.63 | 16,696.94 |
| 11 | Whatsapp # | 66.23 | 4,958.25 | 0.00 | 0.00 | 0.00 | 0.00 | 66.23 | 4,958.25 |
| 12 | HDFC Bank Apps | 46.63 | 11,782.56 | 14.30 | 5.37 | 0.01 | 1.97 | 60.94 | 11,789.90 |
| 13 | Kotak Mahindra Bank Apps | 57.05 | 7,737.14 | 0.00 | 0.00 | 0.00 | 0.00 | 57.05 | 7,737.14 |
| 14 | BHIM # | 46.13 | 9,540.09 | 0.00 | 0.00 | 0.00 | 0.00 | 46.13 | 9,540.09 |
| 15 | Yes Bank Apps | 43.58 | 9,369.60 | 0.01 | 0.12 | 0.44 | 19.13 | 44.03 | 9,388.85 |
| 16 | Mobikwik # | 29.80 | 4,414.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.80 | 4,414.00 |
| 17 | Airtel Payments Bank Apps | 21.63 | 1,487.83 | 0.00 | 0.02 | 0.00 | 0.04 | 21.63 | 1,487.89 |
| 18 | Slice # | 17.41 | 2,069.29 | 0.00 | 0.00 | 0.00 | 0.02 | 17.41 | 2,069.31 |
| 19 | India Post Payments Bank Apps | 16.58 | 1,941.73 | 0.00 | 0.00 | 0.00 | 0.00 | 16.58 | 1,941.73 |
| 20 | IDFC Bank Apps | 14.39 | 2,478.07 | 0.14 | 7.96 | 0.01 | 0.05 | 14.53 | 2,486.08 |
| 21 | State Bank of India Apps | 12.61 | 3,418.04 | 0.00 | 0.00 | 0.00 | 0.00 | 12.61 | 3,418.04 |
| 22 | RBL Bank Apps | 12.38 | 1,714.22 | 0.00 | 0.01 | 0.20 | 27.46 | 12.59 | 1,741.69 |
| 23 | Groww # | 11.63 | 7,009.63 | 0.00 | 0.00 | 0.00 | 0.00 | 11.63 | 7,009.63 |
| 24 | Bajaj Finserv # | 9.66 | 1,892.01 | 0.00 | 0.00 | 0.00 | 0.00 | 9.66 | 1,892.01 |
| 25 | Samsung Pay # | 8.95 | 642.73 | 0.00 | 0.00 | 0.00 | 0.00 | 8.95 | 642.73 |
| 26 | Pop Club # | 8.53 | 449.95 | 0.00 | 0.00 | 0.00 | 0.00 | 8.53 | 449.95 |
| 27 | Jupiter Money # | 6.49 | 958.52 | 0.00 | 0.00 | 0.00 | 0.00 | 6.49 | 958.52 |
| 28 | Federal Bank Apps | 4.75 | 869.77 | 0.00 | 0.00 | 0.00 | 0.00 | 4.75 | 869.77 |
| 29 | Flipkart UPI # | 4.72 | 257.82 | 0.00 | 0.00 | 0.00 | 0.00 | 4.72 | 257.82 |
| 30 | Jio Payments Bank Apps | 4.08 | 318.20 | 0.00 | 0.00 | 0.00 | 0.00 | 4.08 | 318.20 |
| 31 | Canara Bank Apps | 3.75 | 975.91 | 0.00 | 0.00 | 0.00 | 0.00 | 3.75 | 975.91 |
| 32 | Deutsche Bank Apps | 3.61 | 531.92 | 0.00 | 0.00 | 0.00 | 0.12 | 3.62 | 532.05 |
| 33 | Punjab National Bank Apps | 3.38 | 898.95 | 0.00 | 0.00 | 0.00 | 0.00 | 3.38 | 898.95 |
| 34 | Fi Money # | 3.25 | 434.16 | 0.00 | 0.00 | 0.00 | 0.00 | 3.25 | 434.16 |
| 35 | Timepay # | 3.07 | 37.66 | 0.00 | 0.00 | 0.00 | 0.00 | 3.07 | 37.66 |
| 36 | Bank of Baroda Apps | 2.11 | 588.95 | 0.00 | 0.00 | 0.00 | 0.00 | 2.11 | 588.95 |
| 37 | IndusInd Bank Apps | 2.04 | 346.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.04 | 346.00 |
| 38 | Shri Ram One # | 1.75 | 116.77 | 0.00 | 0.00 | 0.00 | 0.00 | 1.75 | 116.77 |
| 39 | Jammu and Kashmir Bank Apps | 1.75 | 261.45 | 0.00 | 0.00 | 0.00 | 0.00 | 1.75 | 261.45 |
| 40 | Omni Card | 1.59 | 86.51 | 0.00 | 0.00 | 0.00 | 0.00 | 1.59 | 86.51 |
| 41 | Central Bank of India Apps | 1.57 | 268.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.57 | 268.00 |
| 42 | Kiwi # | 1.41 | 213.93 | 0.00 | 0.00 | 0.00 | 0.00 | 1.41 | 213.93 |
| 43 | Suryoday Bank Apps | 1.24 | 174.22 | 0.00 | 0.00 | 0.02 | 4.71 | 1.26 | 178.92 |
| 44 | Bharat Pe # | 1.07 | 68.67 | 0.00 | 0.00 | 0.00 | 0.00 | 1.07 | 68.67 |
| 45 | DBS Digibank Apps | 1.02 | 228.73 | 0.00 | 0.00 | 0.01 | 1.48 | 1.02 | 230.21 |
| 46 | HSBC Bank Apps | 0.99 | 224.31 | 0.01 | 0.32 | 0.00 | 0.21 | 1.00 | 224.84 |
| 47 | Ind Money # | 0.95 | 436.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.95 | 436.80 |
| 48 | Aditya Birla Capital Digital # | 0.88 | 39.97 | 0.00 | 0.00 | 0.00 | 0.00 | 0.88 | 39.97 |
| 49 | One Card # | 0.82 | 973.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.82 | 973.00 |
| 50 | Digikhata | 0.80 | 258.58 | 0.00 | 0.00 | 0.00 | 0.00 | 0.80 | 258.58 |
| 51 | Union Bank Apps | 0.72 | 241.09 | 0.00 | 0.00 | 0.00 | 0.00 | 0.72 | 241.09 |
| 52 | South Indian Bank Apps | 0.68 | 204.88 | 0.00 | 0.00 | 0.00 | 0.00 | 0.68 | 204.88 |
| 53 | Indian Bank Apps | 0.64 | 176.18 | 0.00 | 0.00 | 0.00 | 0.00 | 0.64 | 176.18 |
| 54 | AU Small Finance Bank Apps | 0.59 | 174.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.59 | 174.06 |
| 55 | Fino Payments Bank Apps | 0.58 | 63.84 | 0.00 | 0.00 | 0.00 | 0.00 | 0.58 | 63.84 |
| 56 | Standard Chartered Bank Apps | 0.31 | 140.79 | 0.00 | 0.00 | 0.19 | 5.67 | 0.50 | 146.46 |
| 57 | UCO Bank Apps | 0.44 | 110.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.44 | 110.34 |
| 58 | Tata Neu # | 0.38 | 111.95 | 0.00 | 0.00 | 0.00 | 0.00 | 0.38 | 111.95 |
| 59 | ESAF Small Finance Bank Apps | 0.38 | 40.78 | 0.00 | 0.00 | 0.00 | 0.00 | 0.38 | 40.78 |
| 60 | Salary Se # | 0.36 | 18.23 | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 | 18.23 |
| 61 | Bank of India Apps | 0.27 | 86.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.27 | 86.10 |
| 62 | Indian Overseas Bank Apps | 0.26 | 60.29 | 0.00 | 0.00 | 0.00 | 0.00 | 0.26 | 60.29 |
| 63 | Karnataka Bank Apps | 0.25 | 57.71 | 0.00 | 0.00 | 0.00 | 0.01 | 0.25 | 57.72 |
| 64 | Kredit.Pe # | 0.19 | 26.43 | 0.00 | 0.00 | 0.00 | 0.00 | 0.19 | 26.43 |
| 65 | Money View # | 0.18 | 18.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.18 | 18.99 |
| 66 | Dhani | 0.17 | 8.44 | 0.00 | 0.00 | 0.00 | 0.00 | 0.17 | 8.44 |
| 67 | Spice Money | 0.16 | 12.87 | 0.00 | 0.00 | 0.00 | 0.00 | 0.16 | 12.87 |
| 68 | Rapipay | 0.14 | 17.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 17.08 |
| 69 | IDBI Bank Apps | 0.13 | 45.74 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 45.74 |
| 70 | Ultracash # | 0.11 | 8.67 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 8.67 |
| 71 | Niyo Global # | 0.11 | 54.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 54.39 |
| 72 | True Balance | 0.10 | 3.41 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 | 3.41 |
| 73 | Karur Vysya Bank Apps | 0.09 | 33.66 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | 33.66 |
| 74 | City Union Bank Apps | 0.09 | 31.31 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | 31.31 |
| 75 | Tamilnad Mercantile Bank Apps | 0.08 | 29.48 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 29.48 |
| 76 | Genwise # | 0.07 | 28.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 28.34 |
| 77 | Freo # | 0.05 | 3.87 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 3.87 |
| 78 | NSDL Payments Bank Apps | 0.04 | 5.54 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 5.54 |
| 79 | Cheq | 0.03 | 2.43 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 2.43 |
| 80 | Bank of Maharashtra Apps | 0.03 | 9.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 9.11 |
| 81 | Punjab Sind Bank Apps | 0.03 | 9.19 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 9.19 |
| 82 | Others | 2.08 | 247.74 | 0.00 | 0.00 | 0.18 | 7.19 | 2.26 | 254.93 |
