Top Indian Banks & Their Mobile Banking Apps: Latest Ratings and Reviews in 2026

Digital banking in India is growing rapidly, and mobile banking apps have become one of the most important services offered by banks today. From fund transfers and bill payments to UPI transactions and investment services, banking apps are now an essential part of daily life for millions of customers.

In this article, we take a look at some of the top Indian banks, their official mobile banking apps, and their latest Google Play Store ratings and review counts.

Public Sector Banks (PSBs)

Public sector banks have significantly improved their digital banking platforms over the last few years.

* State Bank of India – YONO SBI – 4.2★ (3M reviews)

* Bank of Baroda – bob World – 4.3★ (1M reviews)

* Punjab National Bank – PNB ONE – 4.3★ (1M reviews)

* Canara Bank – Canara ai1 – 4.4★ (1M reviews)

* Union Bank of India – Union Ease – 3.0★ (816K reviews)

* Bank of India – BOI Mobile Omni Neo Bank App – 4.0★ (150K reviews)

* Indian Bank – IndSMART – 4.3★ (698K reviews)

* Central Bank of India – Cent Mobile – 3.6★ (139K reviews)

* Indian Overseas Bank – IOB VYOM – 4.3★ (20K reviews)

* UCO Bank – mPassbook / UCO mBanking Plus – 4.7★ (342K reviews)

* Bank of Maharashtra – Zen-lyfe – 3.0★ (6K reviews)

* Punjab & Sind Bank – PSB UniC – 4.4★ (22K reviews)

Major Private Sector Banks

Private banks continue to dominate in terms of user experience, ratings, and app innovation.

* HDFC Bank – HDFC Bank MobileBanking – 4.7★ (1M reviews)

* ICICI Bank  – iMobile Pay – 4.6★ (6M reviews)

* Axis Bank – Axis Mobile – 4.8★ (3M reviews)

* Kotak Mahindra Bank – Kotak Mobile Banking / Kotak 811 – 4.7★ (1M reviews)

* IndusInd Bank – IndusMobile – 4.6★ (703K reviews)

* YES Bank – IRIS – 4.7★ (133K reviews)

* IDFC FIRST Bank – IDFC FIRST Bank Mobile App – 4.9★ (2M reviews)

* IDBI Bank – Go Mobile+ – 4.6★ (321K reviews)

* Federal Bank – FedMobile – 4.5★ (196K reviews)

* South Indian Bank – SIB Mirror+ – 4.2★ (54K reviews)

* RBL Bank – RBL MyBank – 4.4★ (100K reviews)

* Karnataka Bank – KBL Mobile Plus – 4.6★ (220K reviews)

* Karur Vysya Bank – KVB DLite – 4.8★ (139K reviews)

* City Union Bank – CUB Mobile Banking – 4.2★ (29K reviews)

Key Observations

* IDFC FIRST Bank currently has one of the highest ratings at 4.9★.

* Axis Bank and Karur Vysya Bank also maintain excellent customer ratings at 4.8★.

* ICICI Bank’s iMobile Pay leads in review count with around 6 million reviews.

* PSU banks are improving rapidly in mobile banking services and digital adoption.

* Customers now prefer apps with smooth UI, quick UPI services, and reliable customer support.

Mobile banking has become the backbone of modern banking services in India. Banks are continuously upgrading their apps to provide secure, fast, and customer-friendly digital experiences.

Whether it is UPI payments, account management, online FD booking, or digital loan services, banking apps are shaping the future of Indian banking.

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Employee of Bank of Baroda(BoB) arrested for stealing Rs 8.70 crore

Harsiddh Kadiyar, a joint custodian for Bank of Baroda, was detained by the Ahmedabad Police on Friday on suspicion of embezzling Rs 8.70 crore from the bank. According to reports, Kadiyar, who had been employed by the bank for the previous fifteen years, acknowledged that he stole in order to support an opulent lifestyle.

Officials at the bank's Kalupur branch, which also has a Reserve Bank of India (RBI) currency chest used to transfer money to other banks, uncovered the alleged theft after discovering that 174 bundles of Rs 500 notes worth Rs 8.70 crore were missing from the vault. Chief custodian Sanjay Sharma and joint custodian Harsiddh Kadiyar oversaw the vault.

After reviewing the CCTV footage, bank officials discovered that Kadiyar was observed leaving the bank on January 13 with many boxes. By claiming that the boxes contained trash that he was taking outdoors for disposal, he allegedly deceived his coworkers. He thought the CCTV film would be automatically erased after three months, so he kept working at the bank for about ninety days following the robbery.

The bank manager later filed a complaint at the local police station, after which the police started an investigation.

Police arrested Kadiyar soon after the complaint was filed. During questioning, he reportedly confessed to the crime.

According to the preliminary investigation, Kadiyar used the stolen money to buy a bungalow in Chandkheda worth more than Rs 2 crore, a shop worth Rs 1.40 crore, a small truck, and also invested some money in cryptocurrency.

He also allegedly gave Rs 28 lakh to a co-worker, Vaishali Ben. Police recovered Rs 2.20 crore in cash from an Ertiga car parked outside a house in Sola where Kadiyar was staying. The vehicle and his mobile phone have also been seized.

Following that time, Kadiyar claimed to be ill and quit going to work. He requested a five-day medical absence on April 13, but he didn't go back to work until April 20.

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Bank Ordered to Pay ₹2 Lakh PMSBY Insurance Claim Over ₹12 Premium Deduction Failure

The district consumer commission in Uttarkashi issued a ruling on April 25, 2022, which SBI appealed to the Uttarakhand state consumer commission.

The Uttarakhand State Consumer Disputes Redressal Commission has upheld an order directing the State Bank of India (SBI) to pay Rs 2 lakh insurance cover to the husband of a deceased woman enrolled in the Pradhan Mantri Suraksha Bima Yojana (PMSBY), holding that a bank cannot avoid responsibility after failing to deduct a nominal insurance premium despite a sufficient balance in the customer's account.

The district consumer commission, Uttarkashi, issued an order on April 25, 2022, directing the bank to pay the insured amount of Rs 2 lakh along with 6% annual interest starting on March 12, 2019, and litigation expenses of Rs 5,000 to complainant Govind Singh Rana. A bench consisting of Kumkum Rani, President, and B S Manral, Member, was hearing an appeal filed by SBI.

The consumer commission rejected SBI's appeal on May 19, stating that "there was a clear-cut deficiency in service on the part of the bank by not deducting the premium amount of Rs. 12/- from the account of the deceased on May 27, 2017, despite being a sufficient credit balance in her account."

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Bank of Baroda (BoB) Apprentice Recruitment for 5000 Posts

Bank of Baroda(BoB) has released the official notification for the engagement of Apprentices under the Apprentices Act, 1961. According to the notification, a total of 5000 apprenticeship seats have been announced for various States and Union Territories across India.

The Bank of Baroda Apprentice Recruitment 2026 notification was released on 19 May 2026. The online application process has started from 19 May 2026 and will continue till 8 June 2026. Interested and eligible candidates can submit their applications online through the official apprenticeship portals within the prescribed dates.

BOB Apprentice Recruitment 2026 Important Dates

• Notification Release Date: 19 May 2026
• Online Application Start Date: 19 May 2026
• Last Date to Apply Online: 08 June 2026 till 11:59 PM
• Fee Payment Last Date: 08 June 2026
• Exam Date: To be released

BOB Apprentice Recruitment 2026 Educational Qualification

Post Name	Qualification
Apprentice	Graduation in any stream from a recognized university along with knowledge of the local language

BOB Apprentice Recruitment 2026 Vacancy Details

Post Name	Vacancies
Apprentice	5000

BOB Apprentice Recruitment 2026 Notification PDF & Apply Online Form Link

• Download Notification PDF
• Click here to apply Online

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State Bank of India (SBI) Apprentice Recruitment for 7150 Posts

State Bank of India (SBI) has officially issued the Apprentice Recruitment 2026 notification under the Apprenticeship Act, 1961. The notification has been released by the Central Recruitment & Promotion Department, Corporate Centre, Mumbai.

As per the official schedule, the SBI Apprentice Notification 2026 was released on 19 May 2026, and the online application process will remain open from 19 May to 8 June 2026. Eligible Indian candidates can apply online through the official SBI apprenticeship portal within the prescribed dates.

SBI Apprentice Recruitment 2026 Important Dates

• Notification Released: 19 May 2026
• Online Application Start Date: 19 May 2026
• Last Date to Apply Online: 08 June 2026 till 11:59 PM
• Fee Payment Last Date: 08 June 2026
• SBI Apprentice Exam Date: July 2026 (Tentative)

SBI Apprentice Recruitment 2026 Educational Qualification

Post Name	Qualification
Apprentice	Graduation in any stream from a recognized university along with knowledge of the local language

SBI Apprentice Recruitment 2026 Vacancy Details

Post Name	Vacancies
Apprentice	7150

SBI Apprentice Recruitment 2026 Notification PDF & Apply Online Form Link

• Download Short Notification PDF
• Download Notification PDF
• Click Here to Apply Online

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Bank of India(BOI) Raises FD Rates Up to 7.60% for Super Senior Citizens, May 18, 2026

For balances under ₹3 crore, Bank of India has raised interest rates on its medium- and long-term fixed deposits. The updated prices go into effect on May 18, 2026.

In light of the present interest rate environment, the raise mainly covers deposit tenures between one and three years, providing depositors with larger returns.

Revised Fixed Deposit Rates (Less than ₹3 Crore)

 

Tenure	General Public	Senior Citizens	Super Senior Citizens
1 Year to < 2 Years	6.50%	7.00%	7.15%
2 Years to <3 Years	6.60%	7.10%	7.25%
3 Years	6.70%	7.20%	7.35%

 

 

Additional Benefits:

• For deposits of 3 years and above, Senior Citizens will get an extra 0.75% p.a. and Super Senior Citizens 0.90% p.a. over the card rates.

• Non-callable deposits (above ₹1 crore with minimum tenure of 1 year) will earn an additional 0.15% p.a.

• Senior/Super Senior Citizen additional rates apply on tenures from 6 months to less than 3 years as per the new structure.

Important Notes:

• Loan against Fixed Deposit facility and premature withdrawal are available only on callable deposits.

• Customers can open these Fixed Deposits at any Bank of India branch or digitally through the BOI Omni Neo App and Internet Banking.

 

Why This Matters

With RBI’s repo rate stance and softening inflation, several banks are selectively hiking FD rates to attract longer-term deposits. Bank of India’s latest revision makes its 2-3 year deposits quite competitive, especially for senior citizens who can now earn up to 7.60% on longer tenures.

Best For:

• Retirees looking for stable monthly/quarterly income

• Conservative investors seeking safety with higher returns

• Those planning to park funds for 1-3 years

Retail depositors are advised to compare rates across banks before booking, as small differences in rates can significantly impact returns on large deposits.

For more details visit https://bankofindia.bank.in

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Cash shortage in Currency Chest in Ahmedabad: ₹8.70 Crore Missing found During Audit

Bank fraud involving cash remittance irregularities has come to light in Bank of Baroda(BoB), Kalupur, Ahmedabad.

Incident Details:

* A Chief manager of a bank Mr. Harihar Devam lodged a complaint regarding irregularities in cash remittance deposited with a cash logistics/custodian company responsible for transferring money between banks.

* The Reserve Bank-authorized cash remittance process involved appointing a main custodian Mr. Sanjay Sharma and joint custodian Mr. Harsidhdh Kadiyar for handling cash. The accused was appointed as joint custodian.

* When large amounts of cash are received in the treasury, the custodian records and manages the cash.

* On 13 April, the joint custodian informed the branch manager that his health was not good and requested leave. Initially, one day leave was granted, followed by five days medical leave.

* After completion of the leave period, he again requested 17 more days leave from 20 April onwards. However, the bank rejected the leave request and instructed him to report for duty because a new main custodian was to be appointed.

* Since the employee did not return to duty, responsibilities were handed over to another staff member.

* During an internal audit by the RBI-authorized agency, a shortage of 174 sealed cash packets of ₹500 denomination was detected, amounting to approximately ₹8.70 crore.

* Investigation revealed that the cash packets had allegedly been removed from the bank treasury.

* It was also found that the accused had fled with his family from his residence in Chandkheda.

* A complaint regarding the matter has been registered at Kalupur Police Station.

Brief :

It has been alleged that a Bank of Baroda employee at the Kalupur branch embezzled Rs 8.7 crore from the company's currency reserves and concealed the shortfall by uploading fictitious balance certificates on the RBI's e-Kuber platform. 

Following the employee's extended absence, the fraud was discovered during an internal audit. The accused, a resident of Chandkheda, was the joint custodian of the currency chest at the Gandhi Road branch, according to the chief manager's report submitted to Kalupur police on Friday. 

Despite several calls and emails, he did not return after taking a leave of absence on April 13 due to health concerns. Officials found 174 reams of Rs 500 notes missing during the ensuing audit. Ten bundles of 100 notes apiece, totaling Rs 8.7 crore, were packed in each ream.

The "bin book" and Excel sheets used for daily reconciliation may have been manipulated, according to the complaint, which claims that internal records misrepresented the amount of cash as available. The certificates uploaded to the e-Kuber system were purportedly created using these documents. 

The accused reportedly entered the branch on the evening of January 13, according to CCTV footage examined during the investigation. Soon after, a laborer and his kid came in, and the video shows the three of them leaving the branch with several boxes. 

According to the complaint, security guards told him that evening that the accused was stealing boxes from the property. The accused allegedly stated that the boxes included scrap material intended for disposal when questioned at the time.

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7-Year Imprisonment for Former Bank of India(BOI) Branch Manager in CBI Fraud Case

In a bank fraud case, the CBI Court in Bhopal convicted former Bank of India Senior Branch Manager Piyush Chaturvedi and private individual Mohan Singh Solanki to seven years of harsh imprisonment. Additionally, the court fined both defendants ₹60,000 in total. On May 14, 2026, the verdict was rendered.

The case was filed on January 25, 2016, according to the Central Bureau of Investigation (CBI), based on a written complaint submitted by the Deputy Zonal Manager of Bank of India, Zonal Office, Bhopal, at the time.

The CBI claimed that on November 26, 2013, Piyush Chaturvedi, a Senior Branch Manager of the Bank of India's Misrod Branch in Bhopal, illegally approved a term loan and cash credit limit of ₹30 lakh in the name of M/s R.J. Enterprises.

The same day, it is alleged that ₹25 lakh was fraudulently transferred from M/s R.J. Enterprises' account via an RTGS transaction using falsified vouchers and RTGS forms. The money was moved to the account of M/s Sanwariya Machine, which belonged to accused Mohan Singh Solanki.

Both of the suspects stole the money as part of a criminal conspiracy, according to the inquiry. The bank suffered an unjust loss as a result of the fraud, while the accused individuals gained an unfair advantage.

Following the inquiry, the CBI presented a chargesheet to the appropriate court against both defendants.

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Canara Bank Q4 Profit falls 10%

Canara Bank on May 11 reported a 12.7 percent rise in net profit as at the end of the fiscal year ending March 2026 to Rs 19,187 crore, as compared to Rs 17,027 crore as at the end of March 2025. For Q4 FY26, the PSU lender posted a net profit Rs 4,506 crore, as compared to Rs 5,004 crore in Q4 FY25.

The bank posted a moderation in net interest margin (NIM) in tandem with most major banks for the quarter. The margins for Q4 FY26 was at 2.54 percent, as compared to 2.73 percent in the prior corresponding quarter.

Canara Bank's asset quality improved throughout the year. The gross non-performing asset (GNPA) ratio for the March quarter came in at 1.84 percent for Q4 FY26, as compared to 2.94 percent in Q4FY25. On a sequential basis, the GNPA improved by 24 basis points from 2.08 percent in Q3 FY26. The net non-performing asset (NNPA) ratio for the March quarter came in at 0.43 percent, versus 0.70 percent in Q4 FY25.

Provisions also declined significantly on a sequential and year-on-year basis for the quarter. In Q4, the provisions were at Rs 2,252 crore, as compared to Rs 3,964 crore in Q3 FY26 and Rs 3,280 crore in Q4 FY25.

The bank posted a common equity ratio of 12.44 percent for March 2026, as compared to 12.03 percent in March 2025.

Canara Bank's domestic deposits stood at Rs 14,36 lakh crore as at March 2026, growing 7.95 percent on a year-on-year (YoY) basis, while advances stood at Rs 11.61 lakh crore as at March 202, rising 15.12 percent on a YoY basis.

The bank ended the year with a return on assets (RoA) of 1.10 percent as of the end of March 2026, a slight improvement from 1.09 percent in March 2025.

Shares of the lender were trading 3.85 percent lower at Rs 129.17 apiece as of 1345 IST.

The bank declared dividend of Rs 4.2 per share

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Bank of Baroda(BoB) Q4 results: Profit jumps 11% YoY

 Public sector lender Bank of Baroda (BoB) on Friday, 8 May, reported an 11.25% year-on-year (YoY) rise in its standalone net profit to ₹5,615.68 crore for the January-March quarter of the financial year 2026 (Q4FY26). In the same quarter of the previous financial year, BoB's profit was ₹5,047.73 crore.

Sequentially, or on a quarter-on-quarter basis, BoB's profit rose by 11% from ₹5,054.63 crore in Q3FY26.

Operating income during the quarter under review climbed 1.4% YoY to ₹16,460 crore, while operating profit jumped 11.5% YoY to ₹9,069 crore in Q4FY26.

For the entire financial year 2026, BoB's standalone profit rose by 2.25% to ₹20,021.06 crore from ₹19,581.15 crore in FY25.

Meanwhile, the PSU bank's board recommended a dividend of ₹8.50 per share for FY26. The record date for the purpose is 5 June 2026.

BoB's net interest income (NII) rose by 8.7% YoY to ₹12,494 crore, while global net interest margin (NIM) eased to 2.89% in Q4FY26 from 2.98% in Q4FY25.

Total provisions (excluding taxes) and contingencies saw a sharp 103% YoY jump to ₹3,150 crore in Q4FY26. In the same quarter last year, it was ₹1,552 crore.

Domestic deposits grew by 12.8% YoY to ₹14,01,290 crore, while domestic advances also saw an impressive growth of 14.5% YoY to ₹11,69,458 crore.

BoB's domestic CASA increased by 9.8% YoY to ₹5,45,034 crore.

Bank of Baroda reported a decline in non-performing assets (NPA) for the March quarter. While gross NPA eased to 1.89% from 2.26% YoY, net NPA also dropped to 0.45% from 0.58% YoY.

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